Yes, it's a bit tough to learn all the formatting tricks. Here's a post that offered some tips. https://steemit.com/steemit/@arbitrarykitten/steemit-how-to-place-images-to-the-sides-of-your-posts

Based on her advice, I tried to do some wrap-around text. I too failed. :-( But I hope to figure it out eventually.

If you're gonna do a lot of writing, you should get Word. It might cost a bit, but you can soon make it back in terms of increased productivity.