[Personal Observation] - My Top 6 Investments & Why
My Top 6 Investments & Why
Everyone is different and comes from different backgrounds, upbringing and circumstances and I understand not everyone has the same capacity, desire or willingness to invest. I am far from an expert and I am not an investment adviser however I do have some base knowledge on what works for me and what I prefer.
Think for yourself and do the ground work research that best suits your circumstances.
This is a personal perspective and not a guide.
Be diligent.
I have decided to share what I feel are my best investments for 2017 and beyond with the objective of debt free investing outside of hoarding cash and buying properties as the mainstream tells us too.
Many people don't have a lot of liquid assets or expendable cash and I find that the world of investment is also somewhat a taboo subject. If you are not a financial planner you are not encouraged to discuss your preferences in investment which is a reasonable expectation especially when you are an authority that people trust and people can lose money very easily if making the wrong decisions.
Sometimes the best approach is to say nothing and let people workout their own choice.
I find that patience, gut instinct and reserach is integral in all circumstances.
Sometimes you should just jump especially when the gut instincts and the research align.
Having a longer term outlook can be more sustainable and generally brings a greater more stable result.
What are short terms v's medium terms v's long terms?
What are hedges and what can you put towards your retirement?
To start, the financial markets are clearly rigged and it is clear to get in the property market you need a large lump sum deposit and be willing to go into substantial debt with a banking financial institution.
Yes, you can make money in these areas however it can be a grey area that does lock many 'normal' people down into a world of obligation, debt and stress.
A world of unhappiness.
I am investing in physical assets like precious metals although the industry is suppressed by paper shorts and derivatives.
My faith in cryptocurrencies has also now been developed.
I recently put my superannuation into a SMSF and it feels good to be in control in these testing times.
I will buy a property in the future once I have enough currency to alleviate any debt.
I don't believe in debt.
Satan feeds off debt.
Everyone would like a beach house and that is a future goal for me. In the mean time, I am investing in the below and keeping my life simple.
Modestly and diligently.
Always start small and do what is right for you.
My Top 6 Investments 2017
- Invest In Yourself
- Gold
- Silver
- Bitcoin
- Monero
- Steem
If not, there are better options for now.
Save, save and save some more.
Grow your own food and live sustainably.
Invest In Yourself
The person most likely to know what you want to do in life and what you are good at is YOU. You have skills. Everyone does. It is just a matter of confidence and truly aligning with your values and passions and taking on a level of risk to start something.
A new career, a new job, a new business, a new craft, a new education course, or a new skill.
Invest in yourself to be better. Learn and grow. Have a go. Do what makes you smile.
I have my own business so I consider that an investment and I am grateful. I have invested in myself and my skills in business. I have business stock assets and a business that is generating a modest level of cashflow so this is the first investment.
I invested in myself to ensure I could do what I loved.
I am focusing on this to ensure I have a solid base and I am always looking to improve.
You too can seek to invest in yourself this year.
Why wait?
Go do something new and do it well.
Gold
Gold is real money. Gold is real. Gold is physical. Gold holds energy of economics. Gold is a bench mark. Gold is a hedge against losses on the stock market and due to the inflation and deflation of fiat currencies.
Those who own the gold, rule the world.
How much should you own? Relative to your capacity. I prefer investment bullion or coins as they are 99.9%.
Seek to stack physical on an ongoing basis to me makes more sense than other approaches and allows you to make modest purchases and build.
Suggested Terms - Hedge % / Long Term Hold % / Retirement %
Silver
Silver is real money. Silver is real. Silver is also physical. Silver is the most conductive element we have. Silver is the metal that represents the universe with an atomic mass of 108 = 9. Silvers market price is suppressed heavily and underpriced due to its demand. It is a strategic metal. It will exponential in price during the next recession/depression which is very near.
How much should you own? Relative to your capacity. Start small and stack. I prefer investment bullion or coins as they are 99.9%.
I have an 80/20 Silver V Gold ratio and I feel silver will just be a matter of time.
Seek to stack physical on an ongoing basis to me makes more sense than other approaches and allows you to make modest purchases and build.
Suggested Terms - Medium Term % / Hedge % / Long Term Hold % / Retirement %
Bitcoin
The gold of cryptocurrencies. It will be hard to know it off the pedestal due to its current demand, faith and set infrastructure in trading markets. It is not even mainstream yet and has hit over 1000US. What happens in 5 years time? I think Bitcoin will have a massive ongoing climb until it gets closer to its 21 million coin cap.
How much should you own? Relative to your capacity. Use it as liquid however hold a base amount you are comfortable with. I need 1 % of bitcoin for daily life and other trading so it pay to have a % spilt of investment that you can work with to do what you want.
Bitcoin is not as private as some people think so I feel those with a lot of money may not invest as heavily and will seek more private and secure cryptos such as Monero.
Suggested Terms - Liquid % / Medium Term % / Hedge % / Long Term Hold % / Retirement %
Monero
The next big crypto? It is secure and holds information as a whole more privately so those with larger investments will feel more inclined to invest. Monero is going through a phase of faith and growth and very much may really take off once it reaches a critical mass of trust, faith, understanding and public awareness.
Monero may go through some significant ups and downs just as Bitcoin did in the short to medium term as the volume increases and prices can fluctuate significantly as investors move their money around and fight levels of speculation.
So be aware that crypto currencies can and do come at a risk based on your objective and perspective.
How much should you own? Relative to your capacity.
Suggested Terms - Liquid % / Medium Term % / Hedge % / Long Term Hold % / Retirement %
Steem
This crypto is unique and holds some very unique attributes which in the world of information, community and social sharing, I feel will become a market leader in 3 to 5 years once it becomes a more mainstream option. Steemit.com is a game changer and with have the other social networks watching closely. The ability to mine and generate coins from blogging and sharing is very attractive and the sooner you get in to build your profile and build your Steem Power the better. I have just started my journey there and I love it.
Steem, Steem Power and Steem Dollars are all worth looking into and the security of 3 day transaction in the Steem savings is hard to ignore.
To be able to make money and to help others make money too is an incredible feature and considering the current price of Steem, I say get in now and start building your profile and just be yourself.
Steem Power for me is the best option as I am writing and blogging on the site and it is a long term investment in my eyes.
If there are some short to medium gains to be had I will take those however I will not be monitoring the price nor seeking to take any liquid stake.
Talk to me about that in 2 to 5 years time as I am just going to sit back and enjoy my writing.
How much should you own? Relative to your capacity.
Suggested Terms - Liquid % / Medium Term % / Hedge % / Long Term Hold % / Retirement %
Summary
Please remember, I am not a financial adviser. I am just sharing my perspective as a fellow human being. I enjoy watching, reading and discussing the financial markets and various investments.
The other choice in all this is go with what you know and what you feel is best. Get financial advice always from someone who is aligned with your level of awakening.The world is changing rapidly and I feel 2017 is the year the markets will start to tumble officially as we all know they have already started and have been propped up since 2008. The housing bubble as a whole and I know in Australia in particular has to give soon. They can't prop it up forever and the clean out of wealth for the middle to lower class is not very far away.
That is just how the big boys play the game.
What are you going to do to protect your future?
I would be interested to hear what people think is a good investment, present new ideas and your feedback and input is appreciated.
~ Sebastian
Great post and very glad to see that you invest in yourself #1! That's in itself, AWESOME!!! I kindda have to agree with you that if the money was even more there that I'd invest more and more into the same ventures myself, though I strongly advise many to go that way, especially if they have money. Namaste :)
I think all we can do is have an accumulation type of attitude to investment and be patient. Stacking theory works.
I hear you and the choice of assets you pinpointed are a powerful direction in these terms, while being able to have a fairly diverse portfolio. thanks again, I shared your post with a few investors earlier today. All for one and one for all! Namaste :)
What do you think of Ripple as a long term crypto?
There are so many altcoins and the field and market is still sorting itself out. So much more initial growth to come. There is no doubt diversification of your portfolio is intelligent and in time there will be a base of coins that cement themselves as market leaders. It will come down to faith and their ability to keep up with technology advances, supply and demands. Ripple from what I know is involved with the banks as a bridge and delivery service. Will be in demand for the banks to ensure they are not made redundant and obsolete in a new crypto world which is evolving rapidly. I don't like the banks in any format. Hence why I also stayed away from Ethereum. I see these as potential manipulated coins as that is just what they do. They seek profit in any form possible at the expense of the common good or individual. I would have to learn more about Ripple. It seems to be a speculator that is on the rise. Is the Fed Reserve involved? Morally, I am staying away from it however will look into it as it is ranked in the top 10 and research is king. Will keep my eye on it. Maybe worth a dabble too at its current price. What do you think?
Santader Bank is doing a deal with Ripple. Also Ripple is associated with Google because they have invested $50 million into Ripple.
I have just done some reading up on them. Seems like they are a mover. Will most certainly keep my eye on them. Not sure about their wallets as yet. Good pick and observation. Appreciate your input.
Great assessments here Sebastian, I agree with them all.
Thank you. Time will tell. Will be an interesting year.
Consider looking at Namecoin. Like Steem it has some unique attributes. It may eventually replace ICANN or at least be the place to go if ICAN tries to use it's position unethically.
Thanks I will look into it. :) Don't know much about Namecoin however I have heard it does have some good security features.