The first Blockchain-based P2P crowdlending platform that globally connects lenders from low-interest markets with unbanked

 EthicHub is a transnational peer-to-peer crowdlending platform. Thanks to Blockchain technology we globally connect investors (lenders) with small unbanked producers (borrowers). 

EthicHub is the first Blockchain-based P2P crowdlending platform that globally connects lenders from low-interest markets with unbanked, yet profitable small farming communities. It has a working MVP and currently preparing for the presale. 

EthicHub aims to disrupt the status quo by democratizing finances and making credit and investment opportunities available to everyone. Individual investors in saturated low-interest markets who look for better profits will gain access to highly solvent projects worldwide. 

Benefits:

• For the investor, the one who looks to net a profit, Ethic Hub shall become a convenient investing platform which will provide the necessary access to projects which are highly profitable and impactful.
• For the producers, on the other hand, who don’t have the necessary access to financial services, Ethic Hub is going to become an easy to access crowd lending platform which will enable them to receive the necessary credits at interest rates which are convenient and affordable. 

 Crypto to Fiat Exchange:

• In the first stage of the system, the representative of the farmer community will need to open a bank account and a crypto coin exchange account. He will receive the funds in crypto, change them into his local currency and transfer them to his personal bank account. The loan will be nominated in the borrowers' local currency. The exchange rate will be determined by a third party oracle straight to the Smart Contract.
• In a second stage, thanks to our partnership with Mobilum, borrowers will be able to directly dispose of crypto from their own wallets by paying at any shop accepting Visa, without the necessity of a bank account.
• In the third stage, decentralized exchange points like the ones being developed by Dether will be installed in the farmers' villages and even avoiding the involvement of Visa credit cards.

1. EthicHub is a great choice for investment especially for those investors who are searching for a positive profit. Ethic Hub is a P2P platform which provides the investors with an access to highly profitable impact projects.
2. This platform has accepted the Ethereum decentralized network for the future development of an already existing solid system which supports Smart Contracts, which is able to perform and handle all the necessary information to support agreements between borrowers and investors as well as coordinate the other financial operations. 
3. Tokens ease the process of currency transfer and minimize overhead costs, simplifying the system.

ICO DETAILS:

•  The platform pre ICO is currently on. It started since on the 8th of February, 2018 at 13:00 UTC and it will end on the 9th of March, 2018 at 13:00 UTC.
•  1ETH will be equivalent to 5,000 Ethix during the pre ICO. 
• The accepted currency is ETH. There will be bonuses for any token purchase during the pre ICO. The 2nd Token Sale that is the main ICO and listing of Ethix Token in exchanges will be in the 3rd quarter of 2018. Ethix token delivery will end in the 4th quarter of 2018.  

(Soft cap):300.000 USD

(Hard cap):1.500.000 USD

Total :15.000.000 Ethix 

• The EthicHub token is designed to incentivise key stakeholders positive behaviour: Investors to invest and refer; Borrowers to pay back; and Local Nodes to select good projects and refer new trustful Local Nodes. 
• It is also designed to mitigate the main barriers to the adoption of our system: default and exchange risks. You can read more about it in our Token Paper that will be realised soon. 

 About the authors of the project :

The highly professional team joined together to reach the goal and start the company.
We should all join and help them reach the goal as everyone could have some benefits out of it.

Take a look at the all team : 

Information:

https://www.ethichub.com
https://t.me/ethichub
https://t.me/ethichuben
https://twitter.com/EthicHub
https://www.facebook.com/ethichubcrowdlending
https://medium.com/ethichub