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If I recall correctly (and I really might not be), they were proposing to drop it from 2 years to 3 months for power downs, which seems very extreme considering we're not even 1 year old. But then another part of me thinks, "Bag it" we're in beta - let's try to break it so we know how to make it stronger.

Exactly, that's one of the reasons that it is proposal. There has been number of comments on main thread about it and being discussed as well, I suggest you to comment there as well if you think it is extreme, I think change to 3 month is extreme but that bring some reassurance for future investors, because they know they can withdraw their investments within 3 month not 2 years. Certainly more voice, more brainstorm helps to find ideal model

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