Cryptocurrencies have evolved a great deal to what they are today. In the past, it was called play money for gamers, today it is called, amongst other things, speculation. Many users deal on different exchange stock markets to generate profits. Although blockchain technology has immense potential and many advantages over the payment system nowadays, many sellers don’t accept Bitcoin & Co as a currency. Business models such as banks, retailers, insurances and all other affected enterprises have to adapt their traditional and outdated business models. As the blockchain industry has already reached its post‐inception‐phase, the world is ready for strong products like PAYERA. PAYERA from its structure is pretty similar to the most successful e‐commerce enterprise in the Asian region, but much easier to handle. Combined with SHOP‐ & CARDERA we offer a multifunctional solution which does not exist on the crypto market yet. This project, with all its features and yet impressive in its simplicity, will be an incredible and unique product for the crypto world that can be funded through venture capital investments. PAYERA offers an easy multifunctional solution for crypto users and sellers. Team are going to create a new era in the crypto‐payment gateway with PAY‐ / SHOP‐ and CARDERA. In order to build up the PAYERA project in the segments development, marketing, team expansion and distribution, we need your support, but first of all your trust. Team are convinced that we will push PAYERA to the top of the market and we are looking forward to every new business partner on this way. Together we will build a new era in the crypto world.

Security is our highest priority. Any threat will be patched and published through our specialists. Team don’t just secure our customers’ data, also encode and distribute them to redundant servers on various continents to ensure datasecurity and – consistency. Team do not pass on any data to third parties or for purposes for market analysis. The verification is only needed against would‐be criminals.
Guidelines for the PAYERA buyers’ and sellers’ protection are transparent and simple. Established providers usually need a long processing time and are based on a protection program that only protects physical goods. Crypto‐based services only serve as a payment system and don’t offer any security against potential criminals. PAYERA offers extended consumer protection for physical and virtual purchases as well as services.
Due to high fraud risk, most providers require many documents which slows down the refund. Holding times of four or more weeks are not unusual. Should an issue arise, team will find a simple solution for both parties (buyer/seller) and refund the payment immediately after solving the issue.
Users can send coins in the wallet free of charge. Additionally, the private user can transform his user account into a business account. Providing wallet transactions free of charge, team unfortunately cannot offer a refund or guarantee.
Charity: A percentage of the fees will automatically be desposited into a donation pot that will be evenly divided according to continents. After a predetermined total amount has been collected, our PAYERA foundation team will fly, regardless of religion or nationality, into any needy region for support. It is planned, – according to the local situation – to build schools and water wells and supply school materials to support the education of the children as needed in each locale. So, as a PAYERA user you will be automatically contributing to the charity.
You can log‐in to your wallet with your finger print, via face recognition or a pin code. PAYERA has no access to your user account as you are the holder of your own private key.
With CARDERA, the crypto‐payment‐card for everyday use, team want to offer our customers being flexible even offline. You will get paid out your coins towards Fiat currency at ATMs or easily purchase your goods. For the future it is planned to introduce a partial or full salary deposit.

TEAM

PAYERA: The payment platform with wallet and exchanger that enables tradesmen and private individuals to experience safe crypto shopping.