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RE: Steemit Corner #5 : Understanding Debt-Ownership Ratio
It is right, that steemchiller calculates the projected ratio as you described. But as @remlaps noted, this has no significance for the SBD print rate.
An example from the time when SBD were printed (May 2022) illustrates this:
Source
Although the projected ratio is 27%, SBD were printed, which should not be the case according to your statement above.