Sorry that I missed your comment earlier, Wakeupkitty. Yes, the SBI initiative will upvote your new posts (and comments if you go more than 7 days without posting). This income comes back to you through that upvote. So if you have your payouts set to SBD/Steem then it will come as that after payout. If you choose full Steem payout, the same goes.

We've all found some investments that give better return than others so I do understand that it can be a bit frustrating. But I have to say that SBI is worthwhile so long as you either post or comment frequently.

I hope that you enjoy your day!