Thanks @hedac. The initial outlay is a big part of my dilemma. I have some pro gear and some knowledge. I also have the will and the desire to make this a living. But I don't have the capital, I don't have the location, the property, the willingness to go into debt. I shouldn't be mastering with what I have; that should be outsourced to get the optimum quality and I could suggest that to the client. In fact I might do that. How does one grow organically into making a living from audio at nearly 50 with teenage kids and a mortgage and and overdraft and a failing retail business? It's a pickle to be sure!