"GRAFT; Decentralized, Real-Time credit,Debit, and Crypto payment processing Blockchain"

INTRODUCTION
Various business have gone out of existence due to the issue of trust, trust serve as the basis for all business as mist business now adopt the blockchain transaction in which you don't have to see the person you're dealing with physically, on this, great amount of trust is required. Crypto is the new kind of money that has caught the fancy of one and all. However Cryptos like Bitcoin and Ethereum have become more of a store for value as many industries now prefer to operate the medium of buying and selling using Cryptos thereby neglecting FIAT.

GRAFT signifies unification. It's is a global, publicly released, blockchain-based, decentralized installment portal and preparing stage that anybody can make use of.. It's not limited to cryptocurrency alone unlike other ICOs. Any buyer or seller can make use of GRAFT. It is in a totally decentralized manner I.e not within anyone's control and still in a reasonable way. GRAFT utilizes customary electronic installment frameworks, for example, credit, cash, and prepaid cards, which are as of now recognizable to and trusted by a huge number of clients. This method empowers less demanding and a fast acceptance of Graft as a standard payment gateway for purchasers and shippers.

But as awareness about cryptocurrency increases, over the few years if its introduction, it seems more inevitably that a new manner of approach should be used to view the way business is handled. And what more technology to expose the loopholes in the present system than the cryptographic-based blockchain technology.

One company that intends to amend and rejuvenate the system is GRAFT. GRAFT is reinventing the way merchants interact with their clients/customers through their wide range of products streamlined to integrate blockchain technology into Point of Sale (P.O.S) terminals. You can imagine that Not all stores eventually get to adopt the POS machines which were believed to ease out business transactions.
GRAFT stands for Global Real-time Authorization and Funds Transfer.
"Graft is a retail-oriented payment blockchain and decentralised alternative payment processing network that brings cryptocurrency to the point of sale and beyond"

CHANGING THE PAYMENT METHOD

The traditional mode of payment is gradually getting out of use with the introduction of the blockchain which makes it convenient to send information of value over the internet and to also carry out smart contracts.
This payment upgrade would not be compatible with the traditional mode of payment( The legal tender, Bank payment, post office etc.).
With the gradual adoption of blockchain technology, there has been a proliferation of so many crypto wallets to store tokens.
A few months back sept 22, 2017, GRAFT finished their ICO and they already have their Mainnet running with positive feedbacks.
GRAFT has a constantly running supernode that process real-time transactions between merchants, buyers and third parties with a merchants point of sale (proxy super-node). The payer can make transactions without being charged a dime.

You can simply access the GRAFT network using your mobile device.
A transaction between a customer and a merchant can be completed in a few seconds (equivalent to REAL TIME) leaving out no lose ends as well as leaving everybody happy at the end of the day as long as both parties are in the possession of a GRAFT WALLET.
Upon the completion of a transaction on the GRAFT ecosystem, a token of reward in form of incentive is issued to the merchant as a means of saying we appreciate you. Customers (buyers) are bosses when it comes to doing business and under GRAFT, the customer is well taken care of as he can decide upon the method of payment or the service he would prefer to use in paying for the service granted. GRAFT provides this buyer with excellent payment options for these services.

THE GRAFT RTA

The RTA system will make it seem like every single purchase in the point of sales terminal is similar to credit card and fiat purchase. The advantage not only fall on the side of the customer but also on the side of the merchants as well. If you can accept cryptocurrency in a swift manner the better.
The RTA (Real Time Authorization) system provides customers and merchants with the security of carrying out their various transactions, using this system, immediate confirmation is received that is(i.e) in real time, enabling the customer to make instant purchase form the merchant and In turn, sellers can verify their operations more efficiently.
With the RTA, payment processing is feasible thereby helping to avoid any form of inconveniences on the part of customers customers who can not pay for the purchase made as they are left with no other choice than to wait to get a confirmation of their transactions. The buyer can also wish to pay in the currency of their choice and in turn merchants receive settlement in their own preferred currency. In addition, with RTA, several transactions can be made: authorizations can also become a possibility, since they provide point-of-sale systems with familiar processes and interfaces.
GRAFT RTA system works with a two-layer network with supernodes that confirm and validate transactions and exchanges in real time. This will allow retailers to continue carrying out other transactions without changes in their business practice, while automatically supporting the growth of cryptocurrencies.

GRAFT INTEGRATION CHANGING THE WAY WE INTERACT WITH CRYPTO

GRAFT will be integrated in Verifone and Ingenico payment terminals. By doing this ,various store owners can install a free application on their terminal and start accepting payment in cryptocurrencies. This will then give customers the ability to pay for the purchase made or service received through debit and credit cards without paying any transaction fee. in addition the client can pay with his favorite crypto. Also, a proclaimed concept that "cryptocurrencies have always been seen as electronic money to buy online and that must necessarily be changed to local currency to make purchases in physical, supply, commercial, and other stores", will be totally transformed, because now its participation in our daily forms of payment can no longer be neglected and through the systems of GRAFT, the public see the give the advent of crptocurrency a new view and see it as a more tangible, more physical means of carrying out transactions as this will increase the credibility of crypto processes and encourage more participation.
√Credit cards charge merchants large fees for every transaction a customer makes. This makes them costly, and that cost is carried over to the customer. GRAFT does not charge the customer, as the fees are paid for by the merchant. These fees are a fraction of what average credit companies charge.

RTA:DRAWING A NEW FUTURE FOR CRYPTO
The Graft network is already in testnet mode with prototype wallets and POS devices with the MainNet and Wallet set to go online Q1 2018. The opening will be followed by broker integration and a Graft compatible debit card which will be launched later in 2018. Both are of great importance to the project as they provide the back end structure and facilities the nodes to make the network work. Brokers facilitates the exchange of coins between various merchants allowing the merchant to determine the desired settlement coin as well as giving the customer the opportunity to pay with the coins of his choice.* This allows the network to work anywhere in the world seamlessly for any coin accepted on the network.*

BENEFITS OF HAVING SOFTWARE THAT CAN INTEGRATE ON EXISTING MERCHANT DEVICE
GRAFT CryptoFind enable users to find locations that accept cryptcurrency. This application allows merchants to update their status as well as for users to find those stores thereby facilitating and improving their system of operation.
Available in:
GRAFT CryptoFind for iOS
GRAFT CryptoFind for Android

GRAFT Mobile POS App;
GRAFT Mobile POS is used by merchants to accept cryptocurrencies form of payment. Using this application, merchants can use their iOS/Android mobile device to accept payments from customers.
Available in;
GRAFT Mobile POS for iOS
GRAFT Mobile POS for Android.

In conclusion;
Graft will help eliminate the need for intermediaries needed to facilitate transactions at no cost by making use of recently developed cryptographics and similarly GRAFT can surely compete with the traditional payment methods and existing centralized payment processors.
Or should i say, "drive them into extinction".

For more information,
Visit GRAFT WEBSIT
GRAFT WHITEPAPER
GRAFT TWITTER
GRAFT FACEBOOK

You can participate in the writing contest @originalworks

graft2018