In my view I would much rather a lot of small interested investors than big VCs. I had hoped they would put a maximum cap for investors. As for putting cash in its not the same as other ICOs. You can set up your own wallet on the Everex site. Then you deposit to that personal wallet. If your interested my referral code is: https://t.everex.io/t/FnpzduK . I would advise setting up everything in advance and the making your mind up on the day.