Ye idea follow karke aap banks se kafi paise bacha sakte hai.
Hello Dosto, Kal hi maine aap ko bataya tha ki aap kaise bank se katoti hoti hai usme bachaao kar sakte hai. Aur uske pahle bhi maine kuch tips diye hai mujhe yakeen hai aap ne wo sab padha hoga aur agar aap ne nahi padha hai to jarur padh le. Aap ke kaam ki hi chij hai wo sab chije aap ke kaam aayegi. Aaj hum minimum balance par baat karenge.
Image Source teknospire.com
Hamesha minimum balance maintain kare.
Dosto aap jaante hi hai bank me minimum balance rakhna jaruri hai sabhi sarkari banks me ye necessary hai agar aap minimum balance nahi rakhte hai to fir aap ko iss par fine dena pad sakta hai. Sabhi private banks me bhi ye niyam hota hai aur private banks me fine bhi jyada lagta hai. Ye fine aap ka 10 rupees se lekar 600 rupees tak ho sakta hai to agar aap minimum balance maintain karenge to aap ka itna paisa bach jaayega.
Kabhi bhi account me maujood balance se jyada ka check na de.
Jab bhi aap kisi ko cheque dete hai to utna hi de jitna aap ke bank account me hai uss se jyada ka cheque issue na kare kyo ki agar cheque bounce hua to bank waale 500 se lekar 750 rupees tak ka penalty laga sakte hai aur iss ke saath hi ye ek criminal offence bhi hota hai isliye iss par saudhaani barte.
Credit Card se na nikaale cash.
Kabhi bhi apne credit card se cash na nikaale kyo ki aise karenge to aap ko iss par interest dena pad sakta hai. Aapko pata hai iss par 2.5% tak interest lag sakta hai isliye iss par jarur dhyaan de.
Image Source pexels.comDosto jitna mujhe pata tha maine aap ko bata diya ab aap in chijo par vishesh roop se dhyaan de to aap ke kaafi paise bach jaayenge. Aur kisi chij ke baare me aap ko jaanna hai to aap niche comment kar ke mujhe bata sakte hai.
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#mahtabansai this is really good post. But can you tell why credit card can't be used for payment?
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