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RE: I Finally Took the Loss
You are so right. Unfortunately right now I am one of those people, but I am confident that in time things are going to change, and I will have the ocasion to invest into cryptocurrencies. I love the thrill of this just thinking about it!
Start with a baby emergency fund of $500-$1000. From there, get a debt snow ball going, paying off your smallest debts first to get a win. After that, 3-6 months of living expenses in liquid savings. After that, you're ready to start saving and investing. That's Dave Ramsey's baby steps, and they work.
Thank you, I really appreciate all your effort!