Most folks are speculators rather than investors. They are not long-term and want a low-risk high-reward for the short-term. We all know that to be an investor its long-term. All so many folks out there live paycheck-to-paycheck and don't have the mentality of truly putting away a nest egg. Thank you for sharing. @tarazkp
Yep, I do understand the hand to mouth life, but the goal is not to live it for a lifetime.