The Bottom Line
Don't let the fear of "not having enough" paralyze you. You don't need to have everything figured out by next Tuesday. Start by understanding your current spending, keep investing consistently, and remember that retirement isn't a finish line—it's a new chapter.
Stay smart, stay curious, and keep planning!
Original article: https://247wallst.com/personal-finance/2026/07/01/a-financial-advisor-says-youre-probably-wrong-about-how-much-you-need-to-retire/
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