great article, I hope you are right on most things and we will not move to point 11.

I want to expand on point 8 as I think this is a major part for our future. Not only cars may become self owned, but also factories and most other services. We may move to an age where most resources are no longer human owned but self-owned. Since they have no intrinsic interest in making a profit this means that the resources will be employed entirely for the profit of the entire humanity. I have written a bit more on this in https://steemit.com/economy/@frdem3dot0/symbiotic-autonomous-viruses-part-i