In my opinion Fjord has stopped making cars, and now ... leases, at interest, a vehicle to you.

It is becoming almost impossible to do self maintenance.
As in, now you not only need mechanics skills, you need $5,000 a year for the software upgrade to the engine-computer tool.

You don't ever get to own the car.
At any time Fjord can withdraw their consent from you driving their vehicle.

I guess they are pushing for self driving cars so that not only can they deny you from driving, they can have the vehicle return home to its master.