Yep it's disgraceful that your real property is NEVER actually paid off- that's because the Queen of England owns it- you don't pay the leasing taxes and they come and take it away and sell it to someone that will. For those who think that's an absurd notion go study history- start with keyword 'The Virginia Company' and maybe 'The London Company' - the United States was an investment that has paid the British Crown handsome rewards for CENTURIES.