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The best savings for retirement is an IRA, I think. Also, being free from revolving debt will allow one to put more in savings. The stacking elders of the community advise to pay up all revolving debt before even thinking of stacking.

I don't have any IRAs but fortunately where I work has a very good pension scheme so I am in good shape

Yeah, me too! I belong to Calpers, one of the best retirement systems around!

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That’s good not that I have heard of it to be honest
Have a great day

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