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RE: You Got the Silver (you got the gold...)
Keep on stacking man. I'm all about the premium stuff, not krugerrand premium but most of my stack in semi-numismatic stuff. I compare it too buying the premium stuff from the RCM or high grade pennies and coins like I used to collect. A couple extra dollars over spot for these pieces is very easy for me to justify.
The fancy stuff sure is fun! And as a buddy of mine once said: "buy stuff that rich people would want..."