I must say, a big thumbs up 👍👍👍 to you @davemccoy for putting up this very informative post. I had to read and re-read it, cause it contains somuch information that can transform the life of any minnow here on steemit who comes in contact with it - a true manual for minnows. Surely deserves a resteem.

On the discussion of your reputation and why it matters, I love a quote by Warren Buffet:

'' It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently. ''

It sure takes time and effort to build your reputation here on steemit. There are no short cuts, your money has little to do with your reputation, that's why you can find people with alot of steem power, but yet have a reputation of 25. Only your hard work and midnight candles determines how high you rise in reputation at Steemit. Depending only on the quality of your content, other users, preferably higher-ranked users, will read your content and decorate it continuously with more upvotes.

I too use www.steemd.com so much, because it has helped me monitor not just my reputation, but also my steem power, those who upvoted my post, how much steem power was allocated to my post, and so much more. It's really an important weapon you should have in your arsenal, for an effective steemit experience.

To answer your request, a topic I would like you to discuss is '' Understanding the difference between Steem, Steem power, and SBD'', cause during my first days on steemit, I got really confused on the difference between these three.

As a final word, I'll like to state that from what we have learnt from @davemccoy, we should keep one thing in mind as we contemplate the overall importance of reputation score here on steemit : A rich person can very easily become poor, but the hardest working person will always be the richest!

So keep building that reputation and who knows? One day, you might just be the first Steemian to get to Level 100!. Thank you.