That is a great idea and I think you have a great strategy. Knowing how to cash out could really help people in an emergency. I'm a newbie in crypto too, just about 4 months, and that is kinda why I pull 20% out. I put a good chunk of that back when STEEM hit a buck a couple months ago. The rest I like to trade a little. It is fun and I enjoy learning about the process too. Thanks for the great reply and I will be using this in the book. You got a new follower too!