misterakpan i think that there needs to be much more emphasis on that key. I dont recall being asked to store or back it up either, because of the excitement of actually joining. in this age there is always a way to reset the account. the people who make the account should have a way of making sure you do not proceed until the password is noted. And then, even then, so many will lose the key. They will misplace it because they have yet to learn the significance. I think there are ways to pass along your monies by transfer. If this is how you must do it, all is fine.