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RE: Buying Steem, the Up's & Down's Comparison to purchasing Steem from various Markets; Centralized & Decentralized Exchanges, Peer-to-Peer & via Third-party Services
Great post.
One aspect of peer to peer that you don't mention here is anonymity. There are also users on Steemit (l0k1) that are working on enabling tumblers and Tor access to the network right now, that will increase the ease of staying anonymous during such transactions.