I am kind of new here, but I also see very good and some bad in this site! I have not been trolled like you in the past, but hang around and you will just have more success! Good luck in Minnesota a little colder then Florida! I am also in your shoe's where I don't travel. My Wife and kids are going on a cruise to the Bahamas in Sept and I just can't do it! LOL, Have a great night!