This is a good idea. I think that is a start, but I wrote about taking it even further to get the mainstream user to move over. We need an in-app way to trade for USD on a gift card. Heck Steemit can take a fair percentage. I wrote about it more here https://steemit.com/steemit/@old-guy-photos/easy-steem-to-usd-to-attract-more-users