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RE: Powering down problems, Needs must :(
You don't need to turn your steem into Steem Dollars.
Transfer the Steem you receive from the power down, to an exchange, such at Bittrex or Poloniex. There you sell it for Bitcoin. Then transfer the Bitcoin to Coinbase, which will sell your Bitcoin for US Dollars, which you then transfer to your bank.
Ohh right, see I haven't a clue lol omg this is to hard is going to send me mad
Here is a post that I wrote in July after the first payouts AND WE WERE ALL TRYING TO FIGURE OUT How to get paid.
In this tutorial I used Blocktrades and Steem Dollars, but you can use with Blocktrades.
https://steemit.com/steem/@mctiller/step-by-step-guide-sending-steem-dollars-to-bitcoin-to-ususd-via-blocktrades-and-coinbase
Brill thank you :)