Too Complex:

I agree that a lot of people find that to be hard.

Services

However, if there aren't already, there will be or should be services that keeps tracks of the passwords, the private keys, pass phrases, etc....

Crypto Exchange Sites

...Similar to certain cryptocurrency websites, wallets, etc, that do the same thing. So, in other words, it gives people the option to take care of the details themselves.....

Delegate Responsibilities

....or to delegate the responsibilities and everything to other people as usual.

Steemit Default

So, perhaps, by default, Steemit should let you pick that option when you register. When I say you, I mean a new person. There are different ways a person can register for a Steem account.

Choices, Decisions, Options

Different websites. Different services. When I signed up for an account via Steemit.com, I didn't get a master password, I think. So, assuming I'm right about that, last time I checked.....

Account Recovery

.....it appears that a person can email Steemit for an account recovery, assuming they have the master keys and can reset the other passwords and let you back in to get the new keys for everything.

Too Complex

But I know even that can be too complex for many people.

Finding Services, Websites

Therefore, one of my goals will be looking for services that can keep track of the keys for new users on Steem. I will try to encourage people to register, to sign up, via Steem services and websites that I might want to or choose to trust the most. Thanks for the comment.

Other Websites, etc

And people can also sign up for accounts on Gab.com, Minds.com, Bitchute.com, etc.