STEEM and Steemit are both still relatively risky bets, IMO, but with TONS of potential on the long-term outlook. As more and more time goes by and the platform continues to survive, that risk goes down at least a little bit and, so far, more time has also amounted to more and more of that potential being realized, which is a good sign.

I, personally, like STEEM's and Steemit's chances, which is why I'm placing a relatively big bet on it. That being said, I always go out of my way to remind myself that high reward potential always comes with high risk.

Don't bet what you can't afford to lose!