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25% per year is quite impressive actually. Especially since its very low risk. You can get more through "ponzi scheme" coins but your risk is extremely high and ethically its bad karma since some people are going to get hurt. If you believe in the future of Steemit and the Steemit network, this is an amazing opportunity.. Thinking long-term is a much safer approach when it comes to crypto.

how do you figure ROI when you have an R but you did not I?

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