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RE: Happy Holidays and New Year!
Well, that depends. My STEEM not powered up I have been selling for HEX. Because its rank on coinmarketcap is 2200 or so and it pulled in a lot of Bitcoin whales that will likely support it. So, I think that is safer than hoping Steem will regain its value.
You can check it out with this link if you want. I think its going to be performing real well in 2020.
Plus, I love everything Ethereum and DeFi, so I'm happy to see a dapp on Ethereum that allows for certificate of deposit savings accounts.