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Easiest thing is to get a bitpay card (there are others)... transfer your steem/steem dollars to an exchange like poloniex, or bittrex and you can trade that for bitcoin there. You can withdraw bitcoin to charge up your bitpay visa debit card.

Sounds very easy to me! My only doubt is: I live on a small island where the technology standard is like the one you might remember from 1990 :-D Does a bitpay visa (or similar brand) allow you to pay wherever a 'normal visa' would be accepted?

I've used it just like a debit card VISA so YES. You have to go to their website... login ... click ADD FUNDS... it tells you how much bitcoin to send and the address to send it to and you do that with a withdraw from bittrex, poloniex, etc... usually takes a couple of minutes to 15 minutes to transfer... it goes DING and then you have money on your debit card.

Impressive! Thank you!!! I´ll definitely try that...

Oh I would have needed your post earlier!!! It took me two days to find out how it works :-D

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