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I can relate, but just convert all your SBD to STEEM and that should be a good start. The best thing about crypto is you can invest $10 bucks at a time. Just grow slow and you won't be poor in a couple of years.

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STEEM 0.20
TRX 0.18
JST 0.031
BTC 87323.66
ETH 3162.70
USDT 1.00
SBD 2.83