Solid article. I was about to start a similair discussion. I'm not sure if coins are that high risk. The quality coins are here to stay and it's like buying in at the S&P 500 50 years ago. Cryptos will fall and rise at a more rapit phase any investment market has ever seen. Just hold (literaly) and enjoy the ride. I really advice people to take a look at: https://www.coincheckup.com An amazing crypto research site. They researched every single crypto out there. This is truly great.