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RE: For Newbies: What is My Steemit Wallet Address and How Can I Make a Deposit? Visual Step by Step Help Guide 🐳 A 100% Steem Power Up Post
As it seems it is in fact the public key.
But i noticed that the memo usually doesn't even matter, at least not on steemit.com and bittrex.com (when you buy steem and transfer, memo can be random)
I tried the private key and it didn't work... gotta use the public key for transfers of Steem