One of the greatest things about crypto is the possibility for micro investments. This system gives an opportunity for the regular people to start investing small and build from there. Of course, people with deeper pockets can do it as well.

I have made a post about this a few months ago and it can be found here. But things change fast in this space so I’m now revisiting this post and updating it according to the latest situation. There are differences.

The Steem blockchain in a many way is a blockchain of opportunities. Maybe you have a friend who don’t want to get that much in the crypto world. Ain't time for that time for that 😊. What are the possibilities for investing with Steem and get some passive income?

Investing trough delegation

The delegation option is amazing tool on the Steem blockchain. It allows new business and apps to start easy with delegations from the community, and at the same time allows the Steem Power holders to earn something with delegation. The most wonderful thing of this concept is that, this is basically risk-free investment. You don’t give your Steem to the project but lending it. There is also no commitment to give away the SP for a certain period. Everyone can undelegated at any time he wishes. The delegator has a total control on his asset.

Probably the most of the Steemians are aware of the delegating option. Just don’t know do they appreciate enough. To an outsider this can be very attractive. Instead of just investing in some crypto and hoping for the best, you can buy some STEEM power it up, delegate it and start earning. This can be a great argument to Steemians to bring some new people here 😊.

Promotional services - aka bots

Bid bots in my opinion are still the most obvious way to delegate. The payments are daily and in STEEM. Not a different token. If you are long enough on Steemit you know how the posts end up on trending. They buy their votes trough services that offers exactly that. A liquid STEEM for a big vote. These services need a lot of SP to deliver a big vote. Long story short, one can delegate SP to them and have a passive income in Steem. The ROI is a not crazy number, it is somewhere around 1.5 to 2% per month. But it is better then nothing. It is also reasonable. Because projects with crazy numbers for ROI usually doesn’t ends well.

One of the most known promotion service is @smartsteem. It has a nice web https://smartsteem.com and interface. Other are @therising, @booster, @appreciator etc. If you have significant investment you can diversify between some of these.

Note: In a short while there will be a hardfork with changes in the economics of Steem and probably there will be impacts on the bid bots economics as well.

Delegating to projects for tokens

This is another great way of delegating. Projects usually needs some SP to support their user base trough upvotes. They need SP as well. In return you get tokens.

There are more and more projects out there now and choosing the right one can be hard. Steem Engine made it possible for the STEEM tokens to be traded, so most of them are liquid now and can be traded immediately. No frozen assets.

Here are some of the projects that for delegating at the moment.

Steemmonsters/Splitnerlands

This project is on the top of the list and well deserved. The Steemmonsters game is now one year old, with its developers @aggroed and @yabapmatt proven to the community. You need to delegate to the @steemmonsters account and will receive daily amounts of DEC tokens. The DEC tokens are traded on SteemEngine and TronWatch as well. I have delegated around 400 SP and I’m receiving somewhere between 80 to 90 DEC tokens. That is around 2500 DEC per month. Obviously, the ROI on this will depend on the price of STEEM and DEC at the moment, and it will change as those change as well. In USD now it is somewhere between 1.5 and 2% per month.

Steemhunt

Steemhunt is another great project to delegate to. They are rewarding HUNT tokens to delegators on the @steemhunt account. For 100 SP they are rewarding around 13 HUNTS per week or around 55 HUNTS per month. The price of the HUNT token is 0.01$ at the moment. The token is listed on Daybit. Also, they are paying out some small amounts of STEEM and SBD. The ROI on this one with the current prices is around 1.5% per month. The team is preparing to launch the Reviewhunt platform soon, that can have a positive impact on the token price.

Actifit

Actifit has been around for a year now. The delegators to Actifit receive daily amount of AFIT tokens. At the moment they are giving 18 AFIT per day for 100 SP delegated to the @actifit account. For a month that is around 540 AFIT tokens. This number can vary as they have a cap of maximum 100k AFIT tokens daily and as the delegations increase the tokens per SP decreases. The internal exchange rate for AFIT is 0,036$. But to get this price one need to post a report via the actifit app and buy a vote from the web interface on actifit.io. The Actifit token is not yet free to trade. There is some small number of tokens on Steem Engine that are left after the token sale they made on the exchange. There is a very small volume traded there with prices between 0.007 to 0.016$, as far as I have noticed.

Gambling dApps

Well we cannot ignore this one. They can be very controversial, but people have gambled and will continue to gamble. The @magicdice project made an exit scam recently and this project are a bit hurt now with trust lost. There are still a lot of those project out there with some of the more familiar @kryptogames and @epicdice. Both of them are rewarding tokens for their delegators. Both of the tokens are tradable on the Steem Engine. I won’t be calculating ROI here, because things can be very wild with price of the tokens moving 100% up and down in a day. But if you are willing to take some risk these can be for you.

Steemmonsters cards

The Steemmonsters cards can be excellent investment, especially the rarer and expensive cards. The price of those have a great probability of going up. The even more interesting thing is that you can rent these cards even if you don’t play the game. The more expensive the card the easiest to rent it. So, you have an asset that has a big probability to increase the price and it is easy to rent it and made income. The maxed out legendary summoners (200$ to 300$ worth) are the most wanted on the rental market. They go easily for 5% ROI, sometimes even more.

Palnet

I will just mention Palnet here as well but will not go in details since it is quite a new one. It is a great project with a great potential. There is possibility to earn some PAL coins trough delegation. The account to delegate is @minnowsupport. https://www.palnet.io

Digital Mining

This is a completely new thing. Maybe it is the first time it is happening in the crypto space, and it is here on the STEEM blockchain. Thanks to Aggroed and the team. The point with the so called virtual mining is token a mines token b. Part of the reward pool goes to mining, something as the witnesses share on Steem. There is a couple of projects that have mining token now. Some of them the ENG token with its EM and EMFOUR mining token, then PALM and PALMM mining tokens for PAL, next SCTM for SCT etc. No details for ROI on these ones from me yet.

Conclusion

Comparing this post with the previous one, there is a clear improvement in the options for investing on STEEM. A more mature projects, and more new ones with a great potential. Having some SP is a nice thing and a worthy asset. The delegation concept is allowing a risk free investment. The projects mentioned here are just a few from all the possible projects out there.

From time to time I will be coming back on this topic, update it and review it, since I believe investors are key for the success of the platform. Having nice and clear overview of the possible investments is a great thing.

All the best
@dalz

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