I've just come from telling someone else (different kind of discussion) that when you don't have a lot of money, making it seems hard. Once you make big money, that is when your headaches start, for money has a way of slipping away.
Just to stay static, where you are today, in value, you need to keep investing and earning without losses. That is very difficult - as it seems, Ned has found out.
Ya, the comment more money more problems does ring a bell, and your are right. Easy to say from our positions, but if they were over their heads, they should have meet with advisers. We have been in business 30 years, and we still meet with advisers on occasions.
The higher your successes take you, the less honest are the advisors. I have been there and my experience was not unique. Ned has earned far above what I ever did, so I can imagine how rare it is to find someone who isn't looking to divert some of the 'success' into their own pocket
:)