I think this concept is great, it will not only provide convenience to us to transfer money, but also help the other individual to get money quickly. This will also help us to transfer money in remote locations say to hilly areas where it is difficult to send through other means.

But, I have a question - how it is different from other payment methods like online wallet etc. Since, from it we can send money to the other person's wallet directly if the said asked for help on social media platform by giving his wallet number..