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RE: 100 Steem Bounty: What is the solution to a lack of SMT development?
Not laughable at all. If a fiverr-type service that used Steem as its currency got big enough that would be great. In essence that's what all the Steem-based apps are trying to do in their own ways.
I daydream about people using Steem/SBD (maybe not SBD yet until it's a properly functioning stablecoin) for real-world interaction. While I'm code illiterate, I still want to find ways to make myself useful to Steem not just as a hodler. Otherwise the thought of "Steem is only valuable by selling on exchanges" is depressing af.