I DO AGREE with you! Steem shall concentrate on Social Media, well, to transform itself from a blogging service to a social media service. Leave the tokens to others. Although a lot of potential is there to offer digital loyalty type of services (that is in essence a New York Times token, or Whoppercoin) usinc crypto, STINC shall enable onboarding business to use Steemit as their newest social media channel. It seems STINC wants to create back/back/backend systems and forgetting about what is required to onboard commercial business.