Your vision could be effective , there is no doubt , however there is the fact that some different forces act and I 'm not talking about the universe jaaaaaa , if those who have money and therefore power , can manipulate anything , especially the economy
The Central Bank Owners are not holding lots of Cash, they are holding Silver and Gold... They will need all that Silver and Gold to buy "our" Electronic Coinage, in order to remove and replace "their" Digital Slave Units... Trust me...