Hey,
I encourage you guys not to use the 100% payout option but instead using the 50/50. You are giving away around 300% worth depending on the current market price.

Example

With the 100% option your 13$ post is literally worth 13$.

You get paid 13$ worth of steem

By using the 50/50 the 13 dollars would be split into

6,5 SBD worth 26,19$ = 6,5 x 4,03

Plus

6,5$ worth of steem = 1,89 Steem at current price

So your 13$ post would actually be worth 32,69 dollars.