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RE: Wow! I made a Newbie Mistake
No pick 50/50 for sure.
At 50/50 the system is just making sure you aren't getting to many rewards from the intended amount due to the higher SBD value. If SBD was $1 then your SP would be higher but the fiat value of the total rewards would be the same. You only loose if you choose 100% SP so never click this option.