The difference between XRP Ripple & other coins is easy. XRP has gotten the blessings of the Banking Industry & the Government regulatory bodies. Do you know what this means? It means "Merchants" such as Amazon for example, have the GO AHEAD to utilize XRP as a digital currency, all because its passed regulations. That news alone is HUGE.

Sure people don't like Centralized crypto currencies. That's fine, you have 1,000's more to choose from. If Ripple didn't go after this market segment, somebody else would have.

XRP in 2-5 Years? Well over $500+. 10 years? $1000 Mark my words. Dam the market cap argument. Digital Currencies is infinite. lol