Hey,
it's been a year I'm using tangerine, I reached several times to their customer service to know if there are any way to make a bank wire to another financial institution in which I don't hold an account under my name, their answer always have been "No we'don't offer this service".
Only options I have on their website to move money are interac/email transfer, paying bills and transfer to/from accounts already linked that I own.

So I'm not sure of what you mean by "next day Direct Bank Transfers for 1%". Where do you find this option ?