I feel KL ultimately comes to a very sweet conclusion:

a quiet accepting of all, so that the asking and fretting over what to do is the first step of being in that slip--the divide which is also the place of joining, now, we just learn to swim in it.

I always say: why is the devil's question; it forces you to pause in the Grey Zone (I am no fan of). So scrap, why the insect dived (it has no choice but is lead by what happens to it: i.e. all of life.) Follow your heart to know if you are at the right place at the right time to lift it out (i.e. lift it up to a higher plain of consciousness: your will) or whether you are projecting your own fall onto its innocent exploration (for the Eye of God) of a new situation (including dying).

Swimming can be scary. It comes with the risk of drowning.
The Waterboy OV would say: risk IS diving and swimming.
I can only hand you my anthem to complement the wisdom of old fools.