Radical changes are required (ref to my other comments to this post). I agree with you that radical changes are generally only possible when we are at the point of no-return, and this is generally when we are too late, and everything falls apart. How to change this, and try and push through big changes we have to make, is a question we MUST find an answer to before it is indeed to late. Keep in mind that when we do not find that answer, we get to chaos at one stage and when in chaos leaders may step up who have the answer the majority is ok with, but they may turn out to be the bad guys. History showed this over and over again.