Smart contracts and platforms report to whom? That's right, it's an intermediary that quickly transfers money from one account to another through the client's bank. If the invoice is paid later, or if there are checks on the accounts for a week, the workers will get their money when the bank finishes checking the cash flow (read about it here https://brodmin.com/invoicing/can-i-sell-my-unpaid-invoices/). No platform has yet become reliable except when the money was handed out to the employee. The person did the work and has to wait for the paycheck because of financial restraints and leverage/checks. Do you think the employee has the right to stop working until his wages are paid, because he also has to pay his loans. And the payment will be audited before it is credited to the account.