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Yeah, password managers are pretty essential these days for reasonable security. I like KeePass: https://keepass.info/

Why is using the owner key so dangerous? And how do I even get access to my private owner key? I don't seem to have the option to reveal the private owner key. Or should I just ignore my owner key and just log in with the active key/password?

The owner key is not necessary, so it is an unnecessary security risk. It should only be used to restore your account. Best you secure it offline.
For normal login use to your private posting key. If you want to carry out a transaction in your wallet, you need your active-key

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