Very true observations... That being said, one can start small, throw in a few steem per week/month w/e and the growth can quickly zoom past insignificant. This token has exceeded 20% growth versus steem since inception, guaranteed buy-back and at a very high rate. (90%+) No need to sell on the exchange! It is like Liquid SP without the 13 week turn.
I agree, I'd not want a 10 steem investment to watch for a year 🤣 We also have this set up for PASSIVE Gains, set it and forget it! That was a major point for me. Hence my power-down, convert back to Steem then SPI. I always have my investment at "steem price +" the rate of return!