well as for me i prefer helping poor people.My believe is if you cant help the poor when you don't have money or out of the little you have, then you will not be able and you will find it difficult to help them when you have enough of it.Even the bible says "you should give and you will be rewarded in many folds"(that is, even if you have little give out of it.) not wait till you have enough before you give.If we know this the world would be a better place.